VA Loans

An exclusive benefit for eligible veterans, service members, and surviving spouses, offering 0% down, no mortgage insurance, and exceptional loan terms.

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What Is a VA Loan?

A VA loan is a powerful mortgage benefit reserved exclusively for eligible veterans, active-duty service members, and surviving spouses. Backed by the U.S. Department of Veterans Affairs, this program offers unmatched advantages—including 0% down and no monthly mortgage insurance—making it one of the most affordable ways to purchase a home. VA loans are designed to honor your service with flexible credit requirements, competitive interest rates, and reduced closing costs. Unlike conventional financing, your entitlement—not the loan amount—determines your borrowing power, allowing for high-value purchases with fewer upfront costs. From single-family homes to certain condos and multi-unit properties (with occupancy), VA loans provide unmatched value to those who’ve served

Why Choose a VA Loan?

For those who qualify, VA loans are often the smartest choice in today’s market. With no down payment, no monthly mortgage insurance, and highly competitive rates, you gain more buying power while keeping your monthly costs low. Beyond the numbers, this benefit is a reflection of your commitment—and it delivers long-term advantages. Sellers appreciate the strength of VA-backed offers, and many lenders, including Elliman Capital, waive certain fees to help maximize your savings. Whether you’re buying your first home, relocating with a new duty station, or settling into retirement, a VA loan honors your service with terms designed to serve you back.

How to Get Started

Elliman Capital is proud to serve those who’ve served. Our experienced lending team understands the unique structure of VA loans and will walk you through every detail—starting with a quick and easy online application. From verifying your eligibility to customizing your loan strategy, we’re here to make the process seamless, respectful, and rewarding. Apply today and unlock the full value of your VA home loan benefit.

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