A mortgage for high-value properties above conforming limits, offering competitive rates, tailored terms, and the financial power to purchase luxury real estate.
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A jumbo loan is designed for financing properties that exceed standard conforming loan limits—currently $766,550 in most areas, though limits vary by county. These loans are the go-to solution for purchasing high-end or luxury homes, offering the flexibility and competitive rates needed for larger loan amounts. Because they involve higher balances, jumbo loans require strong credit, solid income, and ample reserves. Borrowers can choose between fixed-rate or adjustable-rate options, making it possible to customize terms that fit both lifestyle and financial goals. Whether you’re purchasing a luxury primary residence, second home, or investment property, jumbo financing provides the power to secure exceptional real estate without compromise.
For buyers seeking properties in the luxury market—or in areas where prices naturally exceed conforming limits—jumbo loans open the door to higher-value purchases without splitting financing into multiple loans. Elliman Capital offers competitive jumbo pricing, streamlined underwriting for complex financial profiles, and loan structures tailored to meet the unique needs of affluent buyers. This means smoother approvals, faster closings, and the ability to secure prestigious properties with confidence.
Elliman Capital’s jumbo loan process is designed to be as refined as the homes it finances. Begin with our quick online application, and our lending specialists will structure a solution that balances competitive terms with personalized service. From initial pre-qualification to the final signature, we handle every detail with discretion, precision, and a commitment to excellence.
