Construction financing that covers land, building costs, and interest-only payments during the build, available in one-time close or two-step structures.
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Ground-Up Construction loans are designed for borrowers building a home or investment property from the ground up. They provide financing for the entire project—covering land acquisition, construction costs, and, in some cases, converting to permanent financing once the build is complete. Available as a one-time close or a two-step loan, this product allows you to secure funding before breaking ground, with interest-only payments during the construction phase to help preserve cash flow.
For custom home buyers, developers, and investors, these loans offer flexibility, control, and the ability to create a property tailored to exact specifications. By bundling land and build financing, they simplify the process and reduce the need for multiple loans and closings. With draws disbursed as construction progresses, you only pay interest on the funds in use, making it a practical choice for managing costs while building.
Elliman Capital’s construction lending specialists coordinate with builders, architects, and title companies to streamline the financing process from blueprint to final walk-through. Start with our quick application, and we’ll structure the loan to fit your build timeline, budget, and long-term goals.
