Fix & Flip Loans

Short-term financing that covers both the purchase and renovation of a property, with fast closings and approvals based on After Repair Value.

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What Are Fix & Flip Loans?

Fix & Flip loans provide short-term financing for purchasing and renovating properties, with approvals based on the property’s After Repair Value (ARV). These loans fund both the acquisition and the rehab budget, giving investors the speed and liquidity to act like cash buyers in competitive markets. Interest-only payments during the loan term help preserve capital for renovations, while fast closings—often in 5 to 10 days—allow investors to secure off-market, auction, or distressed properties quickly.

Why Choose a Fix & Flip Loan?

For active investors, speed and funding flexibility can make or break a deal. Fix & Flip loans deliver both, allowing you to compete with cash buyers, take on properties that traditional financing won’t touch, and scale your investment activity. By covering both purchase and renovation costs in one streamlined loan, you gain efficiency, reduce out-of-pocket expenses, and keep more of your own funds available for future projects.

How to Get Started

Elliman Capital’s investor-focused lending team understands the urgency and complexity of renovation projects. Start with our quick online application, and we’ll structure terms based on your project scope, ARV, and exit strategy—ensuring you can move from acquisition to resale without funding delays.

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