July 10, 2026
Existing-Home Sales Dip Amidst Steady Mortgage Rates

Existing-home sales decreased by 2.4% in June following a six-month high in May, reflecting buyers' sensitivity to mortgage rate fluctuations. Despite the decline, sales remained 2.8% above last year's levels, with continued job growth supporting housing demand.

Capital Insights
July 9, 2026
Mortgage Rates Edge Lower Amid Oil Price Volatility

Mortgage rates slightly decreased to 6.5% for a top-tier 30-year fixed loan, influenced by recent oil price movements linked to U.S./Iran tensions. Rates remain near 10-month highs, awaiting further economic cues.

Capital Insights
July 8, 2026
Mortgage Rates Climb Amid U.S.-Iran Tensions

Mortgage rates have risen due to increased U.S.-Iran tensions, with lenders adjusting to bond market changes. The average 30-year fixed rate is now at 6.68%, nearing a 10-month high.

Capital Insights
July 7, 2026
Oil Price Surge Adds Pressure to Mortgage Rates

Rising oil prices due to geopolitical tensions are pushing inflation higher, leading to a modest increase in mortgage rates. Lenders may adjust rates further as market conditions evolve.

Capital Insights
July 6, 2026
Mortgage Rates Remain Stable Despite Holiday Weekend

The 30-year fixed mortgage rates have stayed nearly unchanged, hovering around 6.6%, amidst a calm market environment. This stability comes as the economic calendar presents no major events this week.

Capital Insights
July 2, 2026
Home Price Growth Stalls Amid High Mortgage Rates

U.S. home price appreciation remained weak in April, with FHFA and Case-Shiller indices showing minimal momentum. Elevated mortgage rates and affordability issues continue to suppress growth, with regional variations evident across the country.

Capital Insights
July 1, 2026
Mortgage Rates Rise Amid Bond Market Volatility

Mortgage rates increased following a bond market sell-off linked to quarter-end trading. Rates are now aligned with last week's highs but remain below peaks from earlier in the year.

Capital Insights
June 30, 2026
Mortgage Rates Show Minimal Movement Amid Market Rebalancing

Mortgage rates have remained relatively stable, with minor fluctuations influenced by portfolio rebalancing and job data. The bond market's reaction to economic indicators has been subdued, with larger impacts expected from upcoming jobs reports.

Capital Insights
June 29, 2026
Mortgage Rates Hit Six-Week Low Amid Quiet Market

Mortgage rates have reached their lowest level since mid-May, with small daily improvements observed. Upcoming economic data releases this week may introduce volatility.

Capital Insights
June 26, 2026
New Home Sales Decline Amid Rising Mortgage Rates

New home sales continued to decline in May due to high mortgage rates and affordability challenges. Inventory levels rose, while home prices saw slight increases.

Capital Insights
June 25, 2026
Mortgage Rates Hit Lowest Levels Since Mid-May

Mortgage rates have reached their lowest point since May 14th, following a modest drop influenced by stable PCE inflation data. Caution is advised due to potential market volatility as the quarter closes.

Capital Insights
June 24, 2026
Mortgage Rates Fall Amid Bond Market Surge

A surge in bond market activity, driven by quarter-end rebalancing and declining oil prices, has led to a decrease in average 30-year fixed mortgage rates, now at 6.55%. This marks a slight drop from recent levels, reflecting increased demand for bonds and lower implied inflation.

Capital Insights
June 23, 2026
Mortgage Rates Steady Despite Bond Market Gains

Mortgage rates showed minimal improvement today despite a stronger bond market. This discrepancy is attributed to intraday bond market volatility without major economic news.

Capital Insights
June 22, 2026
Mortgage Rates Climb to 10-Month Highs Amid Market Discrepancies

Mortgage rates have surged to their highest levels in 10 months, despite falling oil prices and European bond yields. This unusual movement may be a response to recent Federal Reserve announcements, suggesting a potential shift in future rate expectations.

Capital Insights
June 18, 2026
Builder Sentiment Drops Amid High Rates and Material Costs

Builder confidence continues to decline as elevated mortgage rates, increased material costs, and affordability issues persist. The NAHB/Wells Fargo Housing Market Index fell to 35, maintaining its 14-month streak below 40, reflecting ongoing market challenges.

Capital Insights
June 17, 2026
Fed Announcement Triggers Sharp Mortgage Rate Increase

Mortgage rates surged after the Fed's projections indicated a higher future Fed Funds Rate, prompting lenders to raise rates multiple times in response to bond market reactions.

Capital Insights
June 16, 2026
Mortgage Rates Dip Amid Global Market Shifts

The average 30-year fixed mortgage rate dropped to 6.54%, the lowest since May 14th, due to declining oil prices and bond yields influenced by the U.S./Iran peace deal. Future rate movements depend on the deal's finalization and upcoming Fed announcements.

Capital Insights
June 15, 2026
Mortgage Rates Near One-Month Lows Amid Peace Deal

Mortgage rates remain stable, matching the lowest levels seen in a month due to anticipated impacts from the Iran peace deal. While rates didn't drop significantly post-confirmation, they had already adjusted in anticipation of the agreement.

Capital Insights
June 12, 2026
Mortgage Applications Rebound After Holiday Slowdown

Mortgage applications increased by 10.8% last week, driven by a rise in refinance activity, which was 15% higher than the previous week. Despite rate volatility, purchase demand also grew, with the Purchase Index up 7% week over week.

Capital Insights
June 11, 2026
Mortgage Rates Drop to Lowest Levels in a Week

Mortgage rates initially rose due to inflation data and geopolitical tensions but dropped sharply following news of a canceled airstrike and potential ceasefire, prompting lenders to revise rates downward.

Capital Insights
June 10, 2026
Mortgage Rates Remain Stable Amid Economic Data

Mortgage rates have shown little change this week despite significant economic data and geopolitical events. The Consumer Price Index aligned with forecasts, minimizing volatility in the mortgage market.

Capital Insights
June 9, 2026
Mortgage Rates Stabilize Amid Geopolitical Tensions

Mortgage rates remain steady at 6.68% despite geopolitical headlines affecting oil and bond markets. The upcoming Consumer Price Index report may influence rate volatility based on inflation data.

Capital Insights
June 8, 2026
Mortgage Rates Edge Higher Amid Market Volatility

The average 30-year fixed mortgage rate increased to 6.68%, marking the third-highest level in nine months. Investors remain focused on geopolitical developments and the upcoming Consumer Price Index report.

Capital Insights
June 5, 2026
Mortgage Applications Decline Despite Lower Rates

Mortgage applications decreased by 2.5% last week, with refinance activity leading the decline. Despite a drop in average 30-year fixed rates to 6.57%, demand remains subdued.

Capital Insights
June 4, 2026
Mortgage Rates Dip Slightly, Remain in Tight Range

Mortgage rates have decreased marginally with average 30-year fixed rates dropping by 0.03%, yet they continue to fluctuate within a narrow band. This minor change reflects adjustments in the underlying costs associated with the rates.

Capital Insights
June 3, 2026
Mortgage Rates Climb Amid Global Tensions

Mortgage rates have risen slightly due to recent geopolitical developments, keeping them near the highest levels in over nine months. The market remains volatile but shows signs of reduced sensitivity to ongoing news.

Capital Insights
June 2, 2026
Mortgage Rates Slightly Decrease Amid Stable Bond Market

Mortgage rates experienced a minor decline as the bond market remained uneventful. The average 30-year fixed rate fell from 6.60% to 6.57%, nearing the lowest level in over two weeks.

Capital Insights
June 1, 2026
Mortgage Rates Edge Up Amid Geopolitical Tensions

Mortgage rates slightly increased as geopolitical tensions impacted inflation expectations, influencing bond markets. Despite the rise, rates remain below recent highs, with the average 30-year fixed rate at 6.60%.

Capital Insights
May 29, 2026
New Home Sales Decline in April Amid Rising Inventory

April saw a 6.2% drop in new home sales from March, with inventory levels increasing slightly. The median sales price rose to $422,500, while the average price experienced a modest gain.

Capital Insights
May 28, 2026
Mortgage Rates Hit Lowest Levels Since Mid-May

Mortgage rates have decreased slightly, reaching the lowest point since May 14th, with top-tier 30-year fixed rates now at 6.59%. Recent U.S./Iran peace deal news and favorable inflation data have contributed to this decline.

Capital Insights
May 27, 2026
Mortgage Rates Steady Amid Bond Market Fluctuations

The bond market initially improved due to potential Iran peace deal updates, temporarily lowering rates. However, the reversal left average lender rates unchanged at 6.61% for a 30-year fixed mortgage.

Capital Insights
May 26, 2026
Mortgage Rates Dip Amid Improved U.S.-Iran Peace Prospects

Mortgage rates have decreased slightly as the U.S. and Iran move closer to a peace agreement, easing market volatility. The average 30-year fixed rate dropped to 6.61% from last week's 6.75%.

Capital Insights
May 22, 2026
Mixed Signals in Residential Construction Amid Uneven Demand

April saw a rebound in building permits but a slight decline in housing starts, reflecting ongoing challenges in the construction sector. Despite fluctuating monthly data, overall activity remains stable as builders navigate affordability issues and varied buyer demand.

Capital Insights
May 21, 2026
Mortgage Rates Dip Slightly Amid Positive Bond Market Response

Mortgage rates saw a minor decline today as bond markets reacted positively to news of progress in the Iran peace process. However, rates remain near long-term highs, and further fluctuations are possible as geopolitical developments continue.

Capital Insights
May 20, 2026
Mortgage Rates Drop as U.S.-Iran Peace Talks Progress

The mortgage market saw a relief as rates fell below recent highs following reports of progress in U.S.-Iran peace talks. This led to a drop in oil prices and Treasury yields, positively impacting mortgage rates.

Capital Insights
May 19, 2026
Mortgage Rates Climb Amidst Bond Market Turmoil

Mortgage rates have increased to 6.75% as bond market instability drives Treasury yields higher. Despite stronger demand for mortgage-specific bonds, rates continue to rise, marking the fastest spike since late 2024.

Capital Insights
May 18, 2026
Mortgage Rates Climb Amid Geopolitical Tensions

Mortgage rates have reached their highest levels in over nine months, with the 30-year fixed rate now averaging 6.68%. Market volatility due to conflicting news on the Iran conflict has influenced recent rate adjustments.

Capital Insights
May 15, 2026
Mortgage Rates Climb Amid Bond Market Volatility

Mortgage rates have risen to 6.62% following higher bond yields post-Trump/Xi meeting. Increased purchases of mortgage-backed securities by Fannie and Freddie have helped temper further rate hikes.

Capital Insights
May 14, 2026
Mortgage Rates Dip Amid Volatile Market Conditions

Recent fluctuations in the mortgage market have seen a slight decrease in the average 30-year fixed rate to 6.52%. This volatility is largely influenced by geopolitical tensions and ongoing discussions between global leaders.

Capital Insights
May 13, 2026
Mortgage Rates Reach 6-Week High Amid Inflation Concerns

Mortgage rates have increased to their highest level in six weeks, driven by a significant rise in the Producer Price Index indicating stronger inflation pressures. Despite a partial bond market recovery, rates remain elevated due to the gradual response of lenders.

Capital Insights
May 12, 2026
Mortgage Rates Climb Back to March Highs Amid Market Volatility

Mortgage rates have risen to 6.56%, matching March highs as geopolitical tensions and oil prices impact bond yields. Rates had previously dipped in mid-April but have since increased, reflecting ongoing market uncertainties.

Capital Insights
May 11, 2026
Mortgage Rates Rise Amid Middle East Tensions

Mortgage rates have increased at the start of the week, driven by geopolitical tensions affecting oil prices and inflation concerns. The continuation of these trends will likely influence rate movements in the near term.

Capital Insights
May 8, 2026
Mortgage Applications Fall as Rates Hit Monthly High

Mortgage applications decreased by 4.4% as rates climbed to a monthly high of 6.45%. Both purchase and refinance activities declined, with higher borrowing costs limiting refinance incentives and affecting buyer sentiment.

Capital Insights
May 7, 2026
Mortgage Rates Rebound After Initial Improvement

Early gains in mortgage rates were reversed as midday market shifts led lenders to adjust rates back to previous levels. Initial optimism from bond market improvements was dampened by subsequent market changes.

Capital Insights
May 6, 2026
Mortgage Rates Recover Amid U.S.-Iran Peace Progress

Mortgage rates saw a significant recovery as oil prices dropped following reports of a potential U.S.-Iran peace agreement. This shift brought average lender rates back to last Friday's levels, aligning with falling bond yields.

Capital Insights
May 5, 2026
Mortgage Rates Show Slight Decrease Amidst Bond Market Fluctuations

Mortgage rates experienced a minor drop following bond market improvements, though the decline remains limited. Some lenders reported little to no change, reflecting slower bond market movements.

Capital Insights
May 4, 2026
Mortgage Rates Rise Above 6.5% Amid Bond Market Turmoil

Mortgage rates have surged above 6.5% as lenders respond to higher bond yields, influenced by geopolitical tensions and potential inflationary pressures. This marks the highest rates in over a month, with further increases possible if bond markets do not stabilize.

Capital Insights
May 1, 2026
Mortgage Rates Stabilize Amid Geopolitical Developments

Mortgage rates saw a sharp rise mid-week but ended on a calmer note due to peace negotiation news between the U.S. and Iran. Future volatility may stem from geopolitical progress and upcoming economic data releases.

Capital Insights
April 30, 2026
Housing Starts Rebound, Building Permits Decline

Housing starts increased by 10.8% in March, indicating a strong rebound, while building permits fell by the same percentage, reflecting a softening in future pipeline activity. Despite the fluctuations, the construction sector maintains a solid foundation.

Capital Insights
April 29, 2026
Mortgage Rates Spike Amid Strait of Hormuz Blockade Concerns

Mortgage rates have risen sharply, reaching their highest levels since March, driven primarily by concerns over a potential prolonged blockade of the Strait of Hormuz. The Fed's recent announcement also contributed slightly to the rate increase.

Capital Insights
April 28, 2026
Mortgage Rates Climb Due to Bond Market Timing

Mortgage rates saw a moderate increase today, primarily influenced by the timing of underlying bond market movements rather than heightened volatility. Lenders adjusted rates to account for two days of bond market weakness.

Capital Insights
April 27, 2026
Mortgage Rates Steady Amid Geopolitical Uncertainty

Despite volatility risks, mortgage rates remain unchanged as the bond market shows minimal reaction to ongoing geopolitical tensions. Investors await significant developments that could impact interest rates.

Capital Insights
April 24, 2026
Pending Home Sales Show Resilience Amidst Market Challenges

Pending home sales rose slightly, indicating underlying demand despite high mortgage rates. Regional variations persist, with affordability constraints still impacting market activity.

Capital Insights
April 23, 2026
Mortgage Rates Stable Amid Low Market Volatility

Mortgage rates remained unchanged despite mid-day market fluctuations caused by geopolitical headlines. A few lenders adjusted rates slightly, but overall market impact was minimal.

Capital Insights
April 22, 2026
Mortgage Rates Steady Amid Ceasefire Uncertainty

Mortgage rates remain stable as markets react to ceasefire developments. Stocks are near all-time highs, reflecting optimism for de-escalation, while bond yields remain off recent peaks.

Capital Insights
April 21, 2026
Mortgage Rates See Largest Weekly Increase Amid Market Uncertainty

The average 30-year fixed mortgage rate reached its highest point since last Monday, driven by strong employment data and concerns over US-Iran peace talks. Despite the increase, rate fluctuations have remained within a narrow range.

Capital Insights
April 20, 2026
Mortgage Rates Steady Amid Bond Market Stability

Despite weekend market volatility, bonds held firm, keeping mortgage rates stable. Upcoming geopolitical developments could influence rate movements in the near term.

Capital Insights
April 17, 2026
Builder Confidence Drops Amid Economic Uncertainty and Rising Costs

Builder confidence has declined sharply, with the NAHB/Wells Fargo Housing Market Index falling to its lowest level since September 2025. Rising costs and economic uncertainty are impacting builder sentiment as the spring buying season approaches.

Capital Insights
April 16, 2026
Mortgage Rates Remain Unchanged Amid Geopolitical Uncertainty

Mortgage rates are stable as the bond market awaits developments in the Iran conflict. The ongoing ceasefire has created a period of uncertainty, with market reactions remaining subdued.

Capital Insights
April 15, 2026
Mortgage Rates Hold Steady Amid Global Uncertainty

The average 30-year fixed mortgage rate remains stable, with minimal changes despite global tensions. The bond market is monitoring geopolitical developments but requires significant shifts to impact rates.

Capital Insights
April 14, 2026
Mortgage Rates Drop to Lowest Levels in Four Weeks

Mortgage rates saw significant improvement as the top-tier 30-year fixed rate fell by 0.08%, reaching the lowest levels in four weeks. This change was influenced by timing and a steady bond market improvement since yesterday, alongside a drop in oil prices.

Capital Insights
April 13, 2026
Mortgage Rates Steady Amid Bond Market Volatility

Mortgage rates remained stable despite bond market fluctuations due to geopolitical tensions. The average top-tier 30-year fixed rate stayed just below 6.40%, reflecting a flattening trend as the market anticipates future developments.

Capital Insights
April 10, 2026
Mortgage Application Decline Slows, Purchase Activity Shows Resilience

Mortgage applications fell 0.8% last week, with refinance activity down 3%, reflecting higher rates. Purchase applications rose 1%, indicating some market resilience despite overall softer demand.

Capital Insights
April 9, 2026
Mortgage Rates Edge Lower Amid Global Tensions

Average mortgage rates decreased slightly as markets reacted to geopolitical developments affecting oil prices and inflation concerns. De-escalation news in the Middle East contributed to the minor rate drop.

Capital Insights
April 8, 2026
Mortgage Rates Slightly Lower Amid Ceasefire Impact

The recent ceasefire in the Iran conflict initially boosted bond markets, leading to a slight decrease in mortgage rates. However, the bond market gains have been largely reversed, resulting in only minimal rate reductions for borrowers.

Capital Insights
April 7, 2026
Mortgage Rates Stable Amid Low Volatility

April's mortgage rates have shown minimal movement, maintaining a narrow range. Potential geopolitical tensions could reintroduce volatility to the market soon.

Capital Insights
April 6, 2026
Mortgage Rates Steady Amid Market Holiday Effects

Mortgage rates remained largely unchanged as global markets observed holidays, with financial markets focused on geopolitical developments in Iran. Borrowers saw minimal differences in rates compared to previous days.

Capital Insights
April 2, 2026
Mortgage Rates Decline Despite Weekly Reporting Lag

Mortgage rates have moved lower recently, contradicting average figures from weekly surveys that may not capture the most current data. This discrepancy highlights the importance of understanding survey methodologies.

Capital Insights
April 1, 2026
Mortgage Applications Decline Amid Volatile Rate Environment

Mortgage applications fell for the third consecutive week, with a 10.4% decrease reported by the Mortgage Bankers Association. Refinance activity dropped 17%, although it remains higher than last year, while purchase activity also declined.

Capital Insights
March 31, 2026
Mortgage Rates Dip Below 6.5% Amid War De-escalation

Mortgage rates fell for the second consecutive day, influenced by potential de-escalation in the Iran conflict. Improved bond markets contributed to rates dropping below 6.5% for top-tier 30-year fixed rates.

Capital Insights
March 30, 2026
Mortgage Rates See Temporary Recovery Amid Market Volatility

Average 30-year fixed mortgage rates remain above 6.5% but showed improvement over the weekend. The bond market's unusual behavior, breaking from oil price correlations, adds complexity to the rate outlook.

Capital Insights
March 27, 2026
Mortgage Applications Dip as Rates Hit Multi-Month Highs

Rising interest rates led to a 10.5% decline in mortgage applications, with both refinance and purchase activities dropping. Elevated Treasury yields continue to push mortgage rates higher, impacting demand.

Capital Insights
March 25, 2026
Mortgage Rates Drop Amid Signs of Diplomatic Shift

Mortgage rates have decreased to their lowest level since last Thursday, driven by a perceived shift towards diplomacy in U.S. foreign relations, despite ongoing conflicting news about the Iran situation.

Capital Insights
March 24, 2026
Mortgage Rates Spike Amid Iran Conflict and Inflation Worries

Mortgage rates have surged due to the ongoing Iran conflict, causing disruptions and energy price spikes that elevate inflation expectations. Despite hopes for de-escalation, rates remain high, with the 30-year fixed rate reaching levels not seen since August 2025.

Capital Insights
March 23, 2026
Mortgage Rates Edge Lower Amid Bond Market Volatility

Mortgage rates slightly decreased as bond markets settled after a volatile day. Despite the drop, sustained improvements are needed for a significant trend reversal.

Capital Insights
March 20, 2026
New Home Sales and Mortgage Rates Show Volatility

New home sales saw a significant decline, dropping 17.6% from December, highlighting market volatility. Concurrently, mortgage rates climbed back above 6.5%, influenced by rising inflation expectations amidst global economic pressures.

Capital Insights
March 18, 2026
Mortgage Rates Rise Amid Inflation Concerns and Fed Comments

Mortgage rates have climbed to their highest levels in months, influenced by unexpected inflation data and comments from Fed Chair Powell. The market now anticipates delayed rate cuts, contributing to the upward pressure on rates.

Capital Insights
March 17, 2026
Mortgage Rates Hold Steady Amid Modest Bond Market Gains

Mortgage rates experienced a stable day, with the 30-year fixed rate slightly dipping below 6.30%. The bond market saw modest gains, even without significant influence from oil prices, as markets anticipate the Fed's upcoming announcement.

Capital Insights
March 16, 2026
Mortgage Rates Dip as Treasury Yields Fall

Mortgage rates saw a modest decline following a drop in Treasury yields, influenced by a decrease in oil prices. This movement brought mortgage rates down from recent 7-month highs.

Capital Insights
March 13, 2026
Mortgage Applications Rise Despite Volatile Markets

Mortgage applications increased by 3.2% last week, driven by a 7.8% rise in purchase demand, as mortgage rates climbed above 6% amid market volatility. Refinance activity remained relatively flat.

Capital Insights
March 12, 2026
Mortgage Rates Surge Amid Bond Market Volatility

Mortgage rates spiked unexpectedly despite moderate bond market changes, reaching their highest levels since December 2025. Rates often show heightened volatility around key thresholds like 6.25%, leading to rapid increases.

Capital Insights
March 11, 2026
Mortgage Rates Rise Amid Inflation and Increased Debt Issuance

Mortgage rates have climbed due to inflation expectations fueled by rising energy costs and increased government debt issuance. Treasury auctions and military spending expectations also contribute to the upward pressure on rates.

Capital Insights
March 10, 2026
Mortgage Rates Stable Amid Geopolitical Concerns

Mortgage rates remain steady following a bond market rally influenced by geopolitical events. Economic data impacts are minimal, with war-related news posing the greatest risk for volatility.

Capital Insights
March 9, 2026
Mortgage Rates Stabilize After Initial Surge

Mortgage rates started the day at monthly highs due to a spike in oil prices but later adjusted back to previous levels as both oil and bond markets reversed course.

Capital Insights
March 6, 2026
Mortgage Applications Surge Amid Multi-Year Low Rates

Mortgage application activity increased by 11% last week, driven by a rise in refinance applications and stable low mortgage rates. Purchase demand also grew, supported by improved housing inventory as the spring market approaches.

Capital Insights
March 5, 2026
Mortgage Rates Rise Amid Bond Market Volatility

Mortgage rates have increased as bond market selling persists, driven by rising oil prices. Despite the uptick, top-tier 30-year fixed rates remain below recent highs, contrasting with 10-year Treasury yields surpassing their previous peaks.

Capital Insights
March 4, 2026
Mortgage Rates Dip Despite Strong Economic Data

Mortgage rates decreased, defying expectations as strong ISM Services data typically boosts rates. Market focus may have shifted to falling inflation components and geopolitical factors.

Capital Insights
March 3, 2026
Mortgage Rates Experience Volatility Amid Bond Market Fluctuations

After a sharp rise, mortgage rates saw a moderate recovery as the bond market rebounded. While rates remain historically low, volatility is expected to continue due to economic data and geopolitical factors.

Capital Insights
March 2, 2026
Mortgage Rates Climb Back to Low 6% Range

Mortgage rates have risen sharply, influenced by economic data and geopolitical tensions. Oil price fluctuations and economic strength play key roles in rate volatility.

Capital Insights
February 27, 2026
Refinance Applications Surge Amid Declining Mortgage Rates

Mortgage applications increased by 0.4% last week, driven by a 4% rise in refinance activity. Lower rates have stabilized at multi-year lows, potentially boosting future refinance demand.

Capital Insights
February 26, 2026
Mortgage Rates Steady at Lowest Weekly Average in Over Three Years

The average 30-year fixed mortgage rate remains stable at 6.00%, with a recent weekly average of 5.995%, marking the lowest in over three years, providing borrowers with increased confidence to act.

Capital Insights
February 25, 2026
Mortgage Rates Steady Near Multi-Year Lows

Mortgage rates remain stable at 6.00%, with minimal changes due to a lack of significant market-moving events. Borrowers can expect consistent quotes as the market awaits key economic data for further direction.

Capital Insights
February 24, 2026
Mortgage Rates Hold Steady at Multi-Year Low

Average top-tier mortgage rates remain at 5.99% for the third consecutive day, marking a stable return to levels not consistently seen in over three years. This steady rate offers potential relief for borrowers amid uncertain economic signals.

Capital Insights
February 23, 2026
Mortgage Rates Fall to 5.99% Amid Gradual Market Improvement

The average top-tier 30-year fixed mortgage rate has decreased to 5.99%, reflecting a gradual and potentially sustainable market improvement. This rate decline is supported by better performance in mortgage-backed securities, driven by Fannie/Freddie purchases.

Capital Insights
February 20, 2026
Pending Home Sales Dip Amidst Affordability Challenges

The National Association of Realtors' Pending Home Sales Index fell by 0.8% in January, remaining near historic lows. Despite slightly improved affordability due to lower mortgage rates, contract activity has not increased significantly, with regional variations in sales performance.

Capital Insights
February 19, 2026
Mortgage Rates Steady Amid Misleading Lowest Rate Claims

Despite claims of record lows, top-tier 30-year fixed mortgage rates remain unchanged, reflecting stable levels over the past three years. Recent headlines are based on Freddie Mac's weekly survey data, which may not accurately represent daily rate fluctuations.

Capital Insights
February 18, 2026
Mortgage Rates See Minimal Increase, Remain Near Historic Lows

Mortgage rates increased by a negligible 0.01%, offering stability after recent highs. This suggests a pause in the recent rate decline, pending upcoming economic reports.

Capital Insights
February 17, 2026
Mortgage Rates Remain Stable After Volatile Period

Mortgage rates held steady, maintaining levels at their lowest in over three years, despite typical volatility surrounding a 3-day weekend. This stability follows last week's significant rate drop.

Capital Insights
February 13, 2026
Existing-Home Sales Decline Amid Tight Supply and Winter Weather

Existing-home sales fell 8.4% in January, reaching the lowest levels since November 2024 due to harsh winter conditions and limited supply. Despite the decline, affordability shows signs of improvement with wage gains surpassing price growth.

Capital Insights
February 12, 2026
Mortgage Rates Hit Lowest Levels Since January

Despite a strong jobs report, mortgage rates have unexpectedly dropped to their lowest levels since mid-January. Investors are closely monitoring upcoming inflation data, which could influence future rate movements.

Capital Insights